Effective Date: April 12, 2023

ZPayNG ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application, ZPayNG. Please read this policy carefully. By using our app, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect several types of information for various purposes to provide and improve our service to you. These include:

a. Personal Data

When using our app, we may ask you to provide certain personally identifiable information, including but not limited to:

Name
Email address
Phone number
Payment details (for transactions such as airtime purchases, data subscriptions, etc.)
BVN (for user identification, if applicable)

b. Usage Data

We may collect information on how the app is accessed and used. This may include:

IP address
Browser type
Mobile device type
Operating system version
App usage statistics (such as interaction patterns and transaction history)

c. Payment Information

For processing purchases like airtime, data, and subscription services, we may collect payment details such as bank account numbers and transaction records. We do not store payment card information; all payments are processed by third-party payment gateways.

2. How We Use Your Information

We use the collected data for the following purposes:

To provide and maintain our service
To process transactions such as airtime and data purchases
To communicate with you about your account, transactions, or service updates
To analyze app usage and improve user experience
To detect and prevent fraud
To comply with legal obligations

3. Sharing Your Information

We may share your information with:

Service providers: To assist in the provision of services like payment processing and customer support
Third-party partners: For specific functionalities, such as payment gateways or API integrations for telecom services
Legal authorities: When required by law or to protect the rights, property, or safety of users, the public, or ZPayNG

4. Data Security

We prioritize the security of your data and use industry-standard encryption techniques to protect it. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5. Your Data Rights

You have the following rights regarding your data:

Access to your personal data
Request correction or deletion of your data
Object to or restrict the processing of your personal data
Withdraw consent at any time, where applicable

To exercise these rights, you can contact us at [+2349067587444].

6. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we discover that a child has provided us with personal data, we will take steps to delete it.

7. Third-Party Links and Services

Our app may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices or the content of these third-party websites. We encourage you to review the privacy policies of any third-party websites or services before interacting with them.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be posted within the app, and we will update the "Effective Date" at the top of this policy. We encourage you to review this policy periodically for any updates.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: [info@zpayng.com]
Website: ZPayNG

Thank you for trusting ZPayNG with your data. We are committed to ensuring that your privacy is respected and your personal information is kept safe.